Loan Payment Calculator · August 17, 2026 · Mexico · Rules 2026
🇲🇽 Loans & savings
Loan Payment Calculator
Mexico · Rules 2026 · Last reviewed: August 16, 2026 · Verified rules 2026
Calculate the monthly payment on a fixed-rate peso loan.
Informational estimate. It does not determine what you are owed or must pay. It is not professional advice and not a SAT, IMSS or government service.
Your estimate
Enter your figures to get an estimate.
Press Calculate when the numbers on the left are ready. The estimate appears here.
How the calculation works
Standard amortization for personal, auto or business loans quoted in MXN. Fees and IVA on interest are not included unless you raise the rate to approximate them.
Formula
Payment = P × r × (1 + r)^n / ((1 + r)^n − 1)
Worked example
A MXN 100,000 loan at 24% annual interest over 36 months.
Estimated monthly payment
MXN 3,923.29
- Loan amount100000.00
- Monthly payment3923.29
- Total interest41238.44
- Total repaid141238.44
Official sources
This tool uses general mathematics rather than a country-specific statute.
Assumptions
- Fixed rate, monthly payments.
Not covered
- Variable rates, balloon payments, and origination fees.
FAQ
Can the rate be 0%?
Yes. The payment is then principal divided by the number of months.
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Found a possible error in this calculation? Report it
This tool provides an estimate based on the stated assumptions, exclusions and rules. Your actual result can vary. It is not tax, legal, accounting or employment advice, and it is not an official government calculator.