Mexico Mortgage Calculator · August 17, 2026 · Mexico · Rules 2026
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Mexico Mortgage Calculator
Mexico · Rules 2026 · Last reviewed: August 16, 2026 · Verified rules 2026
Estimate monthly principal and interest on a Mexican home loan.
Informational estimate. It does not determine what you are owed or must pay. It is not professional advice and not a SAT, IMSS or government service.
Your estimate
Enter your figures to get an estimate.
Press Calculate when the numbers on the left are ready. The estimate appears here.
How the calculation works
This uses standard amortization in MXN. It is not an INFONAVIT product quote. Notary and insurance costs vary by state and are optional extras.
Formula
Payment = P × r × (1 + r)^n / ((1 + r)^n − 1)
Worked example
A MXN 2.5 million home with MXN 500,000 down, 11.5% annual interest and 20 years.
Estimated monthly housing payment
MXN 21,328.59
- Loan principal2000000.00
- Loan-to-value80.00%
- Principal and interest21328.59
- Monthly insurance (optional)0.00
- Monthly property taxes (optional)0.00
- Extra monthly fees (optional)0.00
- Total monthly payment21328.59
Official sources
This tool uses general mathematics rather than a country-specific statute.
Assumptions
- Fixed rate, monthly compounding, MXN.
Not covered
- Bank fees, notary costs, and IVA on interest unless entered as extra costs.
FAQ
Does this include INFONAVIT?
No. It is a generic peso amortization. INFONAVIT uses its own points and product rules.
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Found a possible error in this calculation? Report it
This tool provides an estimate based on the stated assumptions, exclusions and rules. Your actual result can vary. It is not tax, legal, accounting or employment advice, and it is not an official government calculator.