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Mexico Finiquito Calculator 2026 · August 17, 2026 · Mexico · Rules 2026

🇲🇽 Employment benefits

Mexico Finiquito Calculator 2026

Mexico · Rules 2026 · Last reviewed: August 16, 2026 · Estimate

Estimate a Mexico finiquito on resignation or contract end: pending salary, proportional aguinaldo, unused vacation and vacation premium. The headline total is gross.

Informational estimate. It does not determine what you are owed or must pay. It is not professional advice and not a SAT, IMSS or government service.

The headline total is gross. Estimated employer withholding is shown separately. It uses article 93 exemptions and article 96, sixth paragraph. Annual tax under article 95 may differ.

Finiquito vs liquidación

2026

Your figures

Why did the job end?

Finiquito is accrued pay due on any exit. It is not severance. Choose “I’m not sure” if you only want earned amounts.

Your estimate

Enter your figures to get an estimate.

Press Calculate when the numbers on the left are ready. The estimate appears here.

What finiquito includes

Finiquito = pending salary + proportional aguinaldo + unused vacation + vacation premium. It is not dismissal indemnity.

Finiquito is not severance. It is the payment of amounts already earned: pending salary, proportional aguinaldo, unused vacation and vacation premium. It is due on resignation, end of contract, or dismissal. The headline total is gross. Estimated ISR on ordinary items uses article 93 fraction XIV caps; it is employer withholding, not the annual tax.

Formula

Finiquito = pending salary + proportional aguinaldo + unused vacation + vacation premium

Worked example

An employee earning MXN 20,000 monthly resigns on 30 June 2026 after starting on 1 March 2023, with 15 unpaid days and 8 unused vacation days.

Estimated finiquito

MXN 21,625.59

  • Pending salary10000.00
  • Proportional aguinaldo4958.93
  • Unused vacation + premium6666.66
  • Finiquito total21625.59
  • Estimated ISR on ordinary items-1720.53
  • Estimated net finiquito19905.06

Official sources

Assumptions

  • Dates are inclusive.
  • Proportional aguinaldo uses days in the calendar year of exit.
  • Ordinary ISR is estimated as one monthly withholding without employment subsidy.

Not covered

  • PTU, extra contractual bonuses, and the annual article 95 calculation, which may differ from withholding.

FAQ

Is finiquito the same as severance?

No. Finiquito is accrued benefits. Liquidación adds indemnity for unjustified dismissal.

Does unused vacation count?

Yes, plus the vacation premium on those days.

Is aguinaldo included?

The proportional aguinaldo for the year of exit is included.

Does this include ISR?

The headline total is gross. Estimated withholding on ordinary items is shown separately. Separation-payment ISR belongs on the liquidación calculator.

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This tool provides an estimate based on the stated assumptions, exclusions and rules. Your actual result can vary. It is not tax, legal, accounting or employment advice, and it is not an official government calculator.

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